Roll on retirement

These early starts and long days are really tiring.
Are the government really trying to raise the age of retirement till 67.
Nothing down for that 55 and I'm done.Still seems a long time away.
But the hardworking now should pay off in 7 years time.I don't know who would want to get up at the Crack of Dawn and still be flogging themselves,although I use flogging lightly.If my calculations are right I'll be spending my cold British Winters in the island Of Aphrodite.Bought n Paid for.

That's 2 shots of Espresso n know a nice foamy coffee.
A brand new Golf Course has just been opened down the road.Sea view from the moment you open your Patio doors bliss.
Might even treat myself to a new Jet Ski,had a Seadoo 650 years ago.
Shit over here though weathers never hot enough and we used to go to Knott End and blast up the Estuary we had an old camper we'd take the kids.
Ah well I'm counting the days to happy retirement 67 fuck That.
Anyone else finishing early.I suppose it's all about pensions n stuff.
Well I need the Wanderers in the Premier Leauge by then you get all the matches well most of them in different bars.
Roll on 2021.55 pass the Baton on.
Win at Wolves tommorow found the winning formation.
Have a nice day ye all. I wish

Fuck 67, i'll be in my caravan on the dole.

White84 wrote:
Might even treat myself to a new Jet Ski,had a Seadoo 650 years ago.

I didn't know the jetski had been around for 650 years.

They were originally propelled by friendly Dolphins.

Be grateful they are only raising it to 67, in Holland its going up to 70 and are also considering raising it again to 73!!!

Well I'm done at 55 I'm done know it's getting harder and harder to put the long hours in.67 in my job that's the master plan work us in to the ground.Fuck that! 7 years and out I was exhausted at weekend.Fell asleep after listening to Bolton n having a laugh on chat box.
Went to Wolves 2 years ago when we drew 2-2 n about 6 years ago when we lost 2-1 I think Elmander scored.
No longer do I have the desire to watch this useless lot get beat spend £100 or so petrol in car ticket,food drinks( Coffee,etc) programme never mind the Energy.
Saying that next Leauge away match if we lose v Derby the Freedman out banner will be coming out of retirement.
Only bonus was watching The Man U Millions get battered at Leicster 5-3 LOL £160 million.
That FFP how can Monaco who get crowds of 12-000 less than us be playing under FFP?

White84 wrote:Well I'm done at 55  I'm done know it's getting harder and harder to put the long hours in.67 in my job that's the master plan work us in to the ground.Fuck that! 7 years and out I was exhausted at weekend.Fell asleep after listening to Bolton n having a laugh on chat box.
Went to Wolves 2 years ago when we drew 2-2 n about 6 years ago when we lost 2-1 I think Elmander scored.
No longer do I have the desire to watch this useless lot get beat spend £100 or so petrol in car ticket,food drinks( Coffee,etc) programme never mind the Energy.
Saying that next Leauge away match if we lose v Derby the Freedman out banner will be coming out of retirement.
Only bonus was watching The Man U Millions get battered at Leicster 5-3 LOL £160 million.
That FFP how can Monaco who get crowds of 12-000 less than us be playing under FFP?

The FFP rules are only for the championship I think.

Well why were City forced to sell Negredo.This is fucking confusing whys it just for the Championship.
Surely sheik mo muni dan sense of oil rich ( who the fuck cares) buys out Eddie made a packet in Interest on BWFC n his right hand or should I say back hand.Better not only joking Gartside £300-000 a year for doing what?.Oh yep getting my banner removed.
Looking forward to going to Gigg Lane next year as they look destined to go up and well I'm sure Fulham can't be so fucking awful n will grab some points.That leaves Blackpool,Huddersfield Bolton and Birmingham fighting to stay up.
We should walk Leauge 1, mmm! I'm sure Sam Ricketts said something like " our minds are on winning the Leauge"" WoW supa confident Sam in it yo bro?
At least they have standing away going to Fleetwood on a piss cold Tuesday night.ah well!

It's not just for the championship, it's a UEFA directive.

I thought so,so my question is how do Monaco who get crowds of 12-000 in their stadium that holds about 20-000 tops afford to buy n pay top players such as Falcao( I know he's a scum u ) but where there dish come from and how does it follow FFP.

They're owned by a billionaire for a start.

White84 wrote:I thought so,so my question is how do Monaco who get crowds of 12-000 in their stadium that holds about 20-000 tops afford to buy n pay top players such as Falcao( I know he's a scum u ) but where there dish come from and how does it follow FFP.

Same as all the other clubs get around it, massive sponsorship deals, kit deals, selling players and tickets. Plus Monaco players don't have to pay taxes on their wages, so they can offer someone £100,000 a week compared to another club who would have to pay the same player £200,000 to have the same net pay, there fore cutting costs.

Also this year they will have sold Rodriguez for £60+ million and Falcao will probably leave on a permanent signing to someone so will probably turn a profit this year.

Quite a few retired posters on here, and I was wondering how you handled your day. I found retirement difficult at first.
In work my time was structured, and I pretty much knew where I'd be at any point in the day, so to wake up in the morning and see the day stretching before me, with only my own personal whim to guide me was more than a little daunting.
So much time, so much to do, but what to do first. I'd end up doing very little, apart from reading the paper, and pottering about on line. 
Suddenly it was two in the afternoon, and my thoughts turned to what we were having for tea.
It's taken me over a year to find some sense of purpose, but I'm getting there.
How do the rest of you plan your day. And for those not yet retired, have you planned for it?
I thought I'd planned for it, but wasn't prepared for the hole I'd dropped into. Financially I was ok, but I suddenly felt bereft. Not needed at work, and a nuisance at home.
But I'm getting there.

Interesting post bonce.

I retired nearly 10 years ago and have never missed work. A few months after I retired I realised that it was like a weight had been lifted off my shoulders. I am fortunate to have my health and the years since I retired have been some of the happiest of my life. Possibly connected with this is that I no longer go to Bolton games.

Retirement for me is the time to do what you want as you now have the time to do it. I now travel a lot and have been to places that I only dreamed about before. Angkor Wat and Machu Picchu are stunning but so are places much nearer like Rome or Venice.

Two important things I have learned are that you are far more likely to regret not doing something than regret doing it, and experiences matter a lot more than material things and possessions.

We are not going to live forever and at our age we know it! So enjoy yourself while you can.

boltonbonce wrote:Quite a few retired posters on here, and I was wondering how you handled your day. I found retirement difficult at first.
In work my time was structured, and I pretty much knew where I'd be at any point in the day, so to wake up in the morning and see the day stretching before me, with only my own personal whim to guide me was more than a little daunting.
So much time, so much to do, but what to do first. I'd end up doing very little, apart from reading the paper, and pottering about on line. 
Suddenly it was two in the afternoon, and my thoughts turned to what we were having for tea.
It's taken me over a year to find some sense of purpose, but I'm getting there.
How do the rest of you plan your day. And for those not yet retired, have you planned for it?
I thought I'd planned for it, but wasn't prepared for the hole I'd dropped into. Financially I was ok, but I suddenly felt bereft. Not needed at work, and a nuisance at home.
But I'm getting there.

Contentious subject for me as a) the missus is still working but refuses to retire as it's her own business and she'll never let go so those long holidays abroad and campervan trips around Europe have been put on hold yet again and b) everyone seems to think I've got loads of time on my hands so I end up doing loads of stuff for other people - last few weeks I've been stripping off skirtings, rads and render for dampproofing and then putting it all back together. Plus I do all the housework and support one of my lads who is schizo.
All of which leaves me with no time to do what I love which is writing and producing music. If you have any interest in music I suggest you get a Mac with Logic Pro X - or Cubase if you're old school - and learn music production via Youtube - it's all there and it will keep you occupied forever.
Or pursue a career in whittling.

Ah Cubase that takes me back! I did a sound engineering course many years at the SSR in Manchester hoping it would lead to a new and more exciting career. I did pass the course but it never got off the ground so ended up back in Pharmacy where i still find myself to this day and till i retire 

Norpig wrote:Ah Cubase that takes me back! I did a sound engineering course many years at the SSR in Manchester hoping it would lead to a new and more exciting career. I did pass the course but it never got off the ground so wending up back in Pharmacy where i still find myself to this day and till i retire 

Nothing wrong with Pharmacy. I'm very well known to the man at the all night chemist.

It's hard work at the moment Boncey, i specialize in procurement and the amount of drugs that are an issue at the moment is mind boggling!

Roll on retirement but it's a long way off for me yet i'm afraid. 

I have an NHS pension and you can pay in for a maximum of 40 years which would would be when i'm around 62 or 63. Trouble is they changed the pension a few years ago and i can't take that part of my pension till i'm 67 as they linked it to state pension age! So by the time i get to my 40 years i can take my pension in the old scheme (around 20 years contributions) but would have to give up 5% per year of the new scheme if i went before 67 so could potentially lose 15-20% which is very unfair.

I don't want to be working till i'm 67, we need a national strike like those stroppy French lot 

It's tough norpig. A bloke I used to work with planned diligently for his retirement. In fact he wouldn't shut up about it. He loved visiting Bulgaria, and hoped to spend a lot of his retirement there, as well as visiting some other European capitals he longed to see.
We had a bit of a celebration for him on his last day, just our normal tea break, but with the luxury of a few Mr Kipling cakes, and we wished him well for the future.
Before he left, he reminded me that he had some keys to our lock up that he needed to drop off, and he'd drive over and leave them with me first thing the next day.
I arrived at work the next morning to find his daughter waiting for me with the keys, and the devastating news that her dad had suffered a massive heart attack during the night, and had passed away in the early hours.
He was 65. On that day I swore I'd retire early, and did.
I'm often bemused, but I'm alive, and I intend to enjoy every second I'm given.

Retired at 65 but didn't make the mistake of planning every minute of every day doing what I thought I've always wanted to do. Only plan I had was to visit all the Little trains of Wales (I got to three of them, so far) 
Then I got fed up with the coffee and cake culture I'd settled into. Took a part time job delivering new cars and vans all over the country, and now at nearly 70, I do security escorts, (zero hours), whenever I feel like it. 
Although basically a lazy sod, I find that if I don't keep myself busy for at least 2 days a week, its mind-numbingly boring, although have to say that I can actually feel myself physically slowing down.